Validation Letter Template

Take control of your financial future with our professional Debt Validation Letter Template — a powerful tool that protects your rights and helps you fight back against unfair or inaccurate debt collection attempts.

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request proof that a debt is valid before you pay. Most people don’t know how to word these letters correctly — but this template does it for you.

What You’ll Get:
✅ A ready-to-use, attorney-style letter drafted with strong legal language
✅ Easy-to-customize fields (just fill in your details and send)
✅ Protects you from harassment, inaccurate reporting, and unverifiable debts
✅ Designed to hold debt collectors accountable and force them to prove their claims
✅ Works for credit card debt, medical bills, personal loans, and more

Why It Works:

• Debt collectors often cannot produce the required proof when challenged properly.

• By sending this letter, you put the burden back on them — not on you.

• If they can’t validate, they must stop collecting and remove it from your credit report.

⚡ Take back your power. Stop unfair collections. Protect your credit.
This Debt Validation Letter Template is your first line of defense.